Medical School

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Debt Management

Credit Reports


  • Budget Template (PDF)

  • Medloans Organizer and Calculator  

  • Ways to Save Money

    • Beware of buying “conveniences”

    • Bring lunch versus eating out

    • Live with a roommate

    • You can save money on gas if your car is maintained and tires are inflated properly

    • Shop around for auto insurance and/or raise your deductibles?

    • Avoid banks with high ATM fees and avoid cash advances from credit cards

    • Use email or cell phones instead of regular long distance

    • Purchase used books

    • Clip coupons

    • Buy airline tickets months in advance and check online

    • Leasing a car is complicated and in most cases, is not the best option.

    • When making loan payments, “round up”/make extra payments.

    • Contact the electric company about being on the “budget plan”


Opt-Out of Marketing Offers

  • Stop pre-approved credit card offers: 888-OPTOUT (888-567-8688)

  • Have your name, address, and phone number removed from marketing lists. Contact the Direct Marketing Association by e-mail at

Identity Theft

  • Toll free hotline: 1-877-IDTHEFT (1-877-438-4338)

  • Identity theft:

  • Identity theft is a serious crime that affects millions of people each year.  For more information on how to avoid identity theft and what steps to take if you become a victim, please access the following website


© 2014 Medical College of Wisconsin
Page Updated 09/18/2014