Budgeting and Basic Credit Building

T.J. Ebert
Branch Manager
UW Credit Union’s Tosa Branch

Hope Sterken
Branch Manager II
UW Credit Union’s New Berlin Branch

Seminar learning objectives:

• Steps to creating a Spending Plan
• Recommended budgeting guidelines
• What makes up your credit score (and what’s not in a credit report)
• Establishing a credit score
• When to cancel a credit card and when not to